Aug 7, 2025
🎧 How Private Lenders Assess a
Deal | Featuring Ryan Day from Calvert Home Mortgage
Real Estate Investing Morning
Show – Hosted by Wayne & Gabby Hillier
Today’s episode is a deep dive into private lending with Ryan Day from Calvert Home Mortgage. Wayne and Gabby open with personal landlord updates (including a chaotic appliance tech incident), then bring on Ryan to share real success stories from Calvert clients and how private lenders assess deals. If you're planning a BRRRR, flip, or just want to understand alternative financing better—this one’s a must-listen.
🧠 What You'll Learn in This Episode
How Calvert assesses borrowers and property risk
Two real-life success stories from Calvert investors
The importance of pre-approvals and preparation for fast deals
Common reasons banks decline borrowers (and how Calvert steps in)
What “red light / green light” chaos looks like for landlords
Why some tenants wear you down—and how to screen better next time
Details on a $100K profit flip funded with only $10K down
How Calvert saved a deal after a last-minute bank financing collapse
👥 About Your
Hosts
Wayne & Gabby Hillier are full-time real estate investors and
coaches based in Edmonton, Alberta, Canada. Through their REI
Masters Mentorship Program, they help Canadians build long-term
wealth using rental properties, BRRRRs, flips, joint ventures, and
creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching
moments, and tactical investing advice.
💡 Resources &
Contact
Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & tax help: www.finngo.com/rei
Submit a question: info@reimorningshow.com
Get the 5% Rule™ book on Amazon: The 5% Rule™ – The Real Estate Cash Flow
Test
Order Now → https://a.co/d/3Xrcnhw
🤝 Thanks to Our
Sponsors
🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584
🔗 Facebook
🏢 Calvin Realty – Edmonton
Investor-Focused Realtor Team
🌐 calvinrealty.ca
🔗 Facebook
📊 Finngo Bookkeeping & Tax –
Investor-Focused Accounting Firm
🌐 www.finngo.com/rei
🔗 Facebook
💼 Kirkwood & Brennan Mortgage
Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 Facebook
🏗️ Calvert Home Mortgage
Investment Corporation
📞 403-278-0249
📧 info@chmic.ca
🆔 FSRAO License Numbers: 13267 and 13268